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 PERMANENT LIFE
(effective 1.1.2027)

What is Permanent Life Insurance?

Coverage that provides lifelong protection, and the ability to maintain a level premium. Permanent Life offers the flexibility to meet a variety of personal needs while allowing employees the choice of benefit and premium amounts which fit their paycheck and life style.

 

Plan Rules:

  • Eligibility: Eligible full-time employees working 20+ hours/week, spouse and children (up to age 26)

  • Coverage through UNUM

  • Underwriting may be required. Coverage is not guaranteed until approved by the carrier

  • Upon termination or retirement, coverage continuation is available at the same cost

  • No Health Questions up to the guaranteed issue amount if enrolling during the initial enrollment period or as a new hire. Otherwise, health questions will be required outside of open enrollment and for an amount over the guaranteed issue.

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5

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Phone: 866-433-7661 (Option 5)

Fax: 770-394-0333

The Pickens County School District Benefits Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD). easy.

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