
Pickens County School District

PERMANENT LIFE
(effective 1.1.2027)
What is Permanent Life Insurance?
Coverage that provides lifelong protection, and the ability to maintain a level premium. Permanent Life offers the flexibility to meet a variety of personal needs while allowing employees the choice of benefit and premium amounts which fit their paycheck and life style.
Plan Rules:
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Eligibility: Eligible full-time employees working 20+ hours/week, spouse and children (up to age 26)
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Coverage through UNUM
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Underwriting may be required. Coverage is not guaranteed until approved by the carrier
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Upon termination or retirement, coverage continuation is available at the same cost
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No Health Questions up to the guaranteed issue amount if enrolling during the initial enrollment period or as a new hire. Otherwise, health questions will be required outside of open enrollment and for an amount over the guaranteed issue.
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
